The new generation of investors and changing investment habits were discussed at Webrazzi Summit 2026. Speaking at the event held at Wyndham Grand Istanbul Levent, Hülya Türkmen, General Manager of Garanti BBVA Yatırım, said that the fight against inflation and global developments over the past three years have changed investor behavior. The priority has shifted from returns to preserving the value of investments. Türkmen listed the instruments investors are turning to as follows: – Deposits – Gold – Mutual funds
The share of stocks in portfolios has declined. Noting that diversification and risk management have come to the fore, Türkmen emphasized that algorithms and personalized experiences will shape the next five years, that artificial intelligence should be a tool that empowers investors rather than one that makes decisions, and that human expertise will retain its importance. Human expertise will retain its importance. Türkmen also stated that the algorithmic trading feature added to e-trade will be made available at the end of the month, allowing investors to build their own robots with this feature.
Why it matters
This picture is noteworthy in that it confirms, through the general manager of a bank’s investment arm, that three years spent fighting inflation have pushed savers into a defensive stance. A profile that prioritizes preserving value over returns and turns toward deposits, gold, and funds closely concerns the course of domestic money flowing into the stock market. The change is not limited to preferences; the algorithmic trading feature to be added to e-trade at the end of the month expands the toolset on the institution’s digital channel by allowing investors to build their own robots. Türkmen’s description of artificial intelligence as a tool that empowers investors rather than one that makes decisions shows that this automation step is intended to be framed in a way that does not exclude human expertise. The open question is this: is the shift along the deposit-gold-fund axis a reaction specific to the inflationary period, or a lasting change in behavior?
Background
Summit is not a new name in the FikirPilot archive: we have published 10 stories mentioning this name in the last 90 days; the most recent is dated October 19, 2026.