TeklifimGelsin has launched TeklifAI, an AI-powered assistant that enables users to describe their financial needs in natural language and access suitable loan and credit card offers. The system analyzes the request without requiring users to know in advance which product they are looking for; offers can then be reviewed and applications submitted. The company uses well-known language models together with its own financial decision-making infrastructure, while TeklifimGelsin’s models determine which product to recommend. In the future, the company plans to offer cards that earn miles or provide supermarket benefits based on spending habits, as well as long- or short-term options depending on loan needs. Through TeklifAI’s integration with Kredi Karnesi, the company aims to provide alternatives suited to users’ financial profiles, including low-limit starter products, debt restructuring and options designed to improve credit scores. CEO İhsan Cem Zararsız said the tool would help people who do not know where to start when it comes to financial products. No membership or login is required to use it.
Why it matters
TeklifAI is changing the first step in accessing financial options for users who cannot begin their search for a loan or credit card with a specific product name. Not requiring membership or login reduces the initial barrier faced by those who want to use the tool. The fact that recommendations are determined by TeklifimGelsin’s financial decision-making infrastructure and models rather than the language models being used shows that the system is positioned not merely as a conversational tool, but as a structure that manages offer selection. Once the Kredi Karnesi integration is completed, the comparison process is expected to present more varied options based on users’ personal financial profiles. However, the conditions under which mileage, supermarket benefits, term-length and credit-improvement options will be offered will become clear once the plans are implemented.